Health Savings Account | Preferred Choice Financial Group

Health-Savings Account

Preferred Choice Financial Group has partnered with one of the leaders in the area of health savings accounts.

Does your employer offer an HSA? Do you have a high deductible health insurance plan? Are you looking for another way to protect your family's financial health?

What is an HSA?

​A health savings account is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan. The funds contributed to an account are not subject to federal income tax at the time of deposit.

(877) 717-7234​
Parish, NY 13131​
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Get an HSA today

Why do people need an HSA?

5 main reasons to have an HSA:​

  1. Tax Savings; Contributions are tax deductible

  2. You can use the money for medical expenses Tax Free.

  3. HSA can help you meet your long-term financial goals.

  4. The account is portable, meaning you can take it where ever you go.

  5. You can use it for anyone in your family.

Other Reasons

One of the other reasons why you should have an HSA, is that you can have your contributions sent to your account pre-taxed. 

But what does that mean? It means that before taxes are taken out of your paycheck, money is withdrawn automatically from your pay and sent to your account.

But what does this do for me? This will reduce your taxable income level, meaning that you will pay the government less, keeping more of your hard earned pay.

But what if I'm an employer, how does this help my business? Offering HSA to your employees helps reduce payroll taxes, and retains quality employees. These key point will help in your end-point and reduce turn over.

The second reason is that with the high cost of health insurance, employers and individuals can go with a high deductible health insurance plan to save money upfront, and in the long run.

People Like Me – HSA Case Studies

Meet the Wiggins family

Meet the Johnson family

Meet the Moore family

Get an HSA Today!

Get start fielding the savings


Mailing Address: 

1429 County Route 38

Parish, NY 13131

Toll Free: 877-717-7234

Fax: (315) 968-9415


Agency Hours:

Mon - Fri: 9:00am - 5:00pm

Sat - Sun: Closed

* If you need assistance outside normal business hours, please schedule an appointment with an adviser.

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