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Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

  • Bodily injury liability - for injuries the policyholder causes to someone else.

  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.

  • Property damage liability - for damage the policyholder causes to someone else’s property.

  • Collision - for damage to the policyholder’s car from a collision.

  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.

  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.



Contact us to learn more about the right Auto insurance for you.

Get a car insurance quote

Our Auto Insurance Carriers

Mailing Address: 

1429 County Route 38

Parish, NY 13131

Toll Free: 877-717-7234

Fax: (315) 968-9415

Email: advisers@pcfginsurance.com

Agency Hours:

Mon - Fri: 9:00am - 5:00pm

Sat - Sun: Closed

* If you need assistance outside normal business hours, please schedule an appointment with an adviser.

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